AMM - Regular Term Deposit

Available only through Australian Money Market.

Term depositsBank updated 15 Sept 2026

At a glance

Best rate: 5.30% for 12m
12 months: 5.30%
Min deposit: $5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 4.60%

1%1.5%2%2.5%3%3.5%4%4.5%5%

This term deposit: 5.00%Every other institution's highest, 54 in all

Best rate for 3 months. One dot per institution, at its highest 3-month term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
3-month term depositBest rate for 3 months	5.00%	5.30%Heartland Bank's Broker Term Deposit	4.60%of 55 institutions	11th highest of 55, level with 6 others
6-month term depositBest rate for 6 months	5.20%	5.47%Heartland Bank's Broker Term Deposit	5.10%of 63 institutions	18th highest of 63, level with 6 others
12-month term depositBest rate for 12 months	5.30%	5.75%Suncorp Bank's Term Deposit	5.30%of 65 institutions	28th highest of 65, level with 14 others

Rates

Every rate My State PM Production publishes for this term deposit, 14 in all.

Its best rate at each term

3 motypical 4.60%5.00%
6 motypical 5.10%5.20%
9 mo5.25%
1 yrtypical 5.30%5.30%

This term depositTypical institution's best for the term

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	1 mo	-	0.00%	-	paid every 1 mo
Fixed	-	10 mo	-	0.00%	-	paid every 10 mo
Fixed	-	11 mo	-	0.00%	-	paid every 11 mo
Fixed	-	1 yr	-	5.30%	-	paid every 1 yr
Fixed	-	2 mo	-	0.00%	-	paid every 2 mo
Fixed	-	2 yrs	-	0.00%	-	paid every 2 yrs
Fixed	-	3 mo	-	5.00%	-	paid every 3 mo
Fixed	-	3 yrs	-	0.00%	-	paid every 3 yrs
Fixed	-	4 mo	-	0.00%	-	paid every 4 mo
Fixed	-	5 mo	-	0.00%	-	paid every 5 mo
Fixed	-	6 mo	-	5.20%	-	paid every 6 mo
Fixed	-	7 mo	-	0.00%	-	paid every 7 mo
Fixed	-	8 mo	-	0.00%	-	paid every 8 mo
Fixed	-	9 mo	-	5.25%	-	paid every 9 mo

Fees

One fee published, grouped by when they're charged.

When particular things happen1

Early Withdrawal
100.00% of interest accrued

Features

None published.

Eligibility and limits

Available to individuals
Minimum balance $5,000
Available only through Australian Money Market.

Compare it with others

All term deposits Other MyState Bank term deposits Everything MyState Bank publishes

Put this product through a calculator

Published by MyState Bank under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.