The Finance Algorithm
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AMP Bank GO 6 Month Term Deposit

6 Month Term Deposit via the AMP Bank GO app

Term depositsBank updated 3 Nov 2026

At a glance

Best rate
5.40% for 6m
Min deposit
$5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.40%Every other institution's highest, 62 in all

Best rate for 6 months. One dot per institution, at its highest 6-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
6-month term depositBest rate for 6 months5.40%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions5th highest of 63, level with 2 others

Rates

The one rate AMP Bank GO publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
Fixed-6 mo-5.40%-paid at maturity

Rate changes

One change logged, newest first.

DateRateWasNowChange
5 Nov 2026Fixed, 6 mo5.30%5.40%up 0.10

Each change is logged the night it appears in the rates AMP Bank GO publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital banking

Eligibility and limits

  • Minimum age 15
  • Residency: Must be an Australian resident
  • Available to individuals
  • Minimum balance $5,000
  • Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Personal Term Deposit

Published by AMP Bank GO under the Consumer Data Right, last changed by them on 3 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.