6 MONTHS Term Deposit with interest paid at maturity/annually

Take advantage of great returns on our term deposits from $5000 with interest paid at maturity/annually.

Term depositsBank updated 22 Apr 2026

Apply at Northern Inland Credit Union Limited ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate: 4.00% for 6m
Min deposit: $5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 5.10%

0%1%2%3%4%5%

This term deposit: 4.00%Every other institution's highest, 62 in all

Best rate for 6 months. One dot per institution, at its highest 6-month term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
6-month term depositBest rate for 6 months	4.00%	5.47%Heartland Bank's Broker Term Deposit	5.10%of 63 institutions	54th highest of 63, level with one other

Rates

Every rate Northern Inland Credit Union Ltd. publishes for this term deposit, 5 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	6 mo	$10,000–$25,000	4.00%	-	paid at maturity
Fixed	-	6 mo	$100,000–$250,000	4.00%	-	paid at maturity
Fixed	-	6 mo	$25,000–$50,000	4.00%	-	paid at maturity
Fixed	-	6 mo	$5,000–$10,000	4.00%	-	paid at maturity
Fixed	-	6 mo	$50,000–$100,000	4.00%	-	paid at maturity

Features

Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion

Eligibility and limits

Residency: AU
Minimum balance $5,000

Compare it with others

All term deposits Other Northern Inland Credit Union Limited term deposits Everything Northern Inland Credit Union Limited publishes

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Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 22 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.