First Option Bank
6 Month Regular Income Term Deposit
Interest Paid Monthly
Term depositsBank updated 4 June 2026
At a glance
- Best rate
- 0.05% for 6m
- Min deposit
- $25,000
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 6 mo | $25,000–$25,000 | 0.05% | — | paid every 1 mo |
| Fixed | — | 6 mo | $25,000–$250,000 | 0.05% | — | paid every 1 mo |
| Fixed | — | 6 mo | $250,000–$500,000 | 0.05% | — | paid every 1 mo |
| Fixed | — | 6 mo | $500,000–$500,000 | 0.00% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| MEMBERSHIP_ADMIN_FEE | Periodic | $5 | Every 1 mo | Membership Admin Fee |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Residency: Australian Residents
- · Available to individuals
- · Minimum balance $25,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by First Option Bank under the Consumer Data Right, last changed by them on 4 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.