P&N Bank
6 Month Term Deposit
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Term depositsBank updated 24 Aug 2026
At a glance
- Best rate
- 5.20% for 6m
- Min deposit
- $5,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid at maturity | — | 6 mo | $5,000–$1,000,000 | 5.20% | — | paid at maturity; paid every 6 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
§ 03 — Features
Digital banking
- · Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income)
§ 04 — Eligibility & limits
- · Minimum age 12
- · Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- · Minimum balance $5,000
- · Opening balance $5,000
- · You must be or become a P&N Bank member
§ 06 — Run the numbers
Put this product through a calculator
Published by P&N Bank under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.