Central West Credit Union Ltd500+ (6m to <12m) I1
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.
At a glance
- Best rate
- 2.85% for 12m
- 12 months
- 2.85%
- Min deposit
- $500
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 2.85% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 65th highest of 65 |
Rates
Every rate Central West Credit Union Ltd publishes for this term deposit, 2 in all.
Its best rate at each term
- 364 days2.85%
- 1 yrtypical 5.30%2.85%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 364 days | $500–$5,000 | 2.85% | - | paid at maturity |
| Fixed | - | 1 yr | $500–$5,000 | 2.85% | - | paid at maturity |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, 364 days, $500–$5,000 | 2.75% | 2.85% | up 0.10 |
| 8 Oct 2026 | Fixed, 1 yr, $500–$5,000 | 2.75% | 2.85% | up 0.10 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Features
- Interest calculated daily, paid at maturity
Eligibility and limits
- Residency: Australian residents only
- Minimum balance $500
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Published by Central West CUL under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.