12MTH FIXED TERM DEPOSIT WEALTH BUILDER
12 MONTHS WEALTH BUILDER
Term depositsBank updated 15 May 2026
At a glance
- Best rate
- 5.35% for 12m
- 12 months
- 5.35%
- Min deposit
- $50,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 5.35% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 18th highest of 65, level with 9 others |
Rates
The one rate Orange Credit Union Ltd publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed*Eligibility criteria, terms & conditions, fees & charges apply. Funds must come from an account the member or customer does not currently hold with Orange Credit Union, with a minimum initial deposi… | - | 1 yr | $50,000–$1,000,000 | 5.35% | - | paid at maturity |
Fees
One fee published, grouped by when they're charged.
When particular things happen1
- TERM_DEPOSIT_EARLY_REDEMPTION_FEE$30
Features
Digital banking
- Direct Debits: No
- Direct Credits: No
- Interest Income: At maturity
- Branch Transaction: Yes
- BPAY Phone & Internet: No
- Early withdrawal penalty. Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed 30% of the initia…
Eligibility and limits
- Minimum balance $50,000
- NEW MEMBER ONLY
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Published by Orange Credit Union Ltd under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.