First Option Bank
12 Month Regular Income Term Deposit
Interest paid monthly
Term depositsBank updated 4 June 2026
At a glance
- Best rate
- 5.15% for 12m
- 12 months
- 5.15%
- Min deposit
- $25,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | $25,000–$9,999,999 | 5.15% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| MEMBERSHIP_ADMIN_FEE | Periodic | $5 | Every 1 mo | Membership Admin Fee |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Residency: Australian Residents
- · Available to individuals
- · Minimum balance $25,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by First Option Bank under the Consumer Data Right, last changed by them on 4 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.