QBANK
Term Deposit 12 Month
A great way to grow your money safely and securely.
Term depositsBank updated 20 Aug 2026
At a glance
- Best rate
- 5.35% for 12m
- 12 months
- 5.35%
- Min deposit
- $2,000
§ 01 — Rates · 12
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | $10,000–$100,000 | 4.95% | — | paid at maturity |
| Fixed | — | 1 yr | $10,000–$100,000 | 4.80% | — | — |
| Fixed | — | 1 yr | $10,000–$100,000 | 4.80% | — | paid every 1 mo |
| Fixed | — | 1 yr | $100,000–$250,000 | 5.15% | — | paid at maturity |
| Fixed | — | 1 yr | $100,000–$250,000 | 5.00% | — | — |
| Fixed | — | 1 yr | $100,000–$250,000 | 5.00% | — | paid every 1 mo |
| Fixed | — | 1 yr | $2,000–$10,000 | 4.75% | — | paid at maturity |
| Fixed | — | 1 yr | $2,000–$10,000 | 4.60% | — | — |
| Fixed | — | 1 yr | $2,000–$10,000 | 4.60% | — | paid every 1 mo |
| Fixed | — | 1 yr | $250,000–$9,999,999 | 5.35% | — | paid at maturity |
| Fixed | — | 1 yr | $250,000–$9,999,999 | 5.20% | — | — |
| Fixed | — | 1 yr | $250,000–$9,999,999 | 5.20% | — | paid every 1 mo |
§ 03 — Features
Digital banking
- · No account keeping fee
- · A guaranteed rate for terms from 3 to 60 months
- · Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
- · Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
- · For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
- · We'll send you a written renewal notice before your deposit matures.
- · If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditi…
§ 04 — Eligibility & limits
- · Minimum balance $2,000
- · Opening balance $2,000
- · You do not have to be a member of Qbank to hold a term deposit.
§ 06 — Run the numbers
Put this product through a calculator
Published by QBANK under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.