Dnister BankTerm Deposit - 12 Months
Make the most of your savings and invest with our 12 month Term Deposit.
At a glance
- Best rate
- 5.55% for 12m
- 12 months
- 5.55%
- Min deposit
- $1,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 5.55% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 6th highest of 65 |
Rates
The one rate Dnister Bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFor balances $1,000.00 - $1,000,000.00 | - | 1 yr | $1,000–$1,000,000 | 5.55% | - | paid at maturity; paid every 1 yr |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, 1 yr, $1,000–$1,000,000 | 5.25% | 5.55% | up 0.30 |
Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
When particular things happen2
- Paper Statement Fee
Only customers older than a minimum age receive the discount
$4 - Paper Statement Fee
Only customers older than a minimum age receive the discount
$6
Features
- Term Deposit Certificates are issued at opening of account.
Eligibility and limits
- Minimum balance $1,000
Compare it with others
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.