The Finance Algorithm
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Teachers Mutual Bank

Every product Teachers Mutual Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 27 Oct 2026.

  • Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Australian Mutual Bank, Firefighters Mutual Bank, Health Professionals Bank and UniBank under the same banking licence. Who shares a cap
  • Australian credit licence and AFS licence 238981, held by Teachers Mutual Bank Limited; credit licence since 1 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register

30 products in 5 categories

  1. Home loans16
  2. Savings & transaction accounts6
  3. Personal loans4
  4. Term deposits3
  5. Credit cards1

Teachers Mutual Bank's rates today

Teachers Mutual Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Teachers Mutual Bank sits among every institution's best

Teachers Mutual Bank 5.35%Everyone else, 65 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateTeachers Mutual BankBest anywhereTypical institution
12-month term depositBest rate for a 12-month term5.35%Term Deposit for Customers5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions

Teachers Mutual Bank home loan rates

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16 products

Teachers Mutual Bank savings and transaction account rates

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6 products

Teachers Mutual Bank term deposit rates

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3 products

Its highest 12-month term deposit rate is 5.35%, on its Term Deposit for Customers: 18th highest of 65 institutions, level with 9 others.

RateTeachers Mutual BankBest anywhereTypical institution
3-month term depositBest rate for 3 months4.95%Term Deposit for Customers5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions
6-month term depositBest rate for 6 months5.10%Term Deposit for Customers5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions
12-month term depositBest rate for 12 months5.35%Term Deposit for Customers5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
3-year term depositBest rate for 3 years4.25%Term Deposit for Customers5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions

Teachers Mutual Bank credit card rates

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1 product

Teachers Mutual Bank personal loan rates

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4 products

Rate changes since 18 Sept 2026How every lender responded

Every published rate Teachers Mutual Bank has changed.

  1. Tue 27 Oct

  2. Fri 9 Oct

  3. Thu 8 Oct

  4. Fri 2 Oct

  5. Thu 1 Oct

  6. Sat 26 Sep

Published by Teachers Mutual Bank under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.