Homepay Standard

Home loansLender updated 15 Oct 2026

At a glance

Variable (owner occ. P&I): 6.44%
Variable (investor P&I): 6.64%
Max LVR: 92%

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 6.36%

6%6.2%6.4%6.6%6.8%7%7.2%to 9.5%

This home loan: 6.54%Every other institution's lowest, 101 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

Rate	This home loan	Best anywhere	Typical institution	Where it sits
Variable home loanOwner occupier, principal & interest, 80% LVR	6.54%	5.69%AAA Financial Corporation's Portfolio Loan	6.36%of 102 institutions	70th lowest of 102, level with 5 others
Investor variable home loanInvestment, principal & interest, 80% LVR	6.74%	5.69%AAA Financial Corporation's Portfolio Loan	6.58%of 102 institutions	68th lowest of 102, level with one other

Rates

Every rate AAA Financial Corporation publishes for this home loan, 14 in all.

Variable rate by LVR

Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value

≤70%6.44%
70–80%6.54%
80–90%6.64%
90–92%6.74%

Variable rate for the band

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	Investment, Interest only	-	≤70% LVR, $50,000–$3,000,000	6.84%	-	-
Variable	Investment, Interest only	-	70–80% LVR, $50,000–$3,000,000	6.94%	-	-
Variable	Investment, Interest only	-	80–90% LVR, $50,000–$3,000,000	7.04%	-	-
Variable	Investment, P&I	-	≤70% LVR, $50,000+	6.64%	-	-
Variable	Investment, P&I	-	70–80% LVR, $50,000–$3,000,000	6.74%	-	-
Variable	Investment, P&I	-	80–90% LVR, $50,000–$3,000,000	6.84%	-	-
Variable	Owner occupied, Interest only	-	≤70% LVR, $50,000+	6.64%	-	-
Variable	Owner occupied, Interest only	-	70–80% LVR, $50,000–$3,000,000	6.74%	-	-
Variable	Owner occupied, Interest only	-	80–90% LVR, $50,000–$3,000,000	6.84%	-	-
Variable	Owner occupied, Interest only	-	90–92% LVR, $50,000–$3,000,000	6.94%	-	-
Variable	Owner occupied, P&I	-	≤70% LVR, $50,000–$3,000,000	6.44%	-	-
Variable	Owner occupied, P&I	-	70–80% LVR, $50,000–$3,000,000	6.54%	-	-
Variable	Owner occupied, P&I	-	80–90% LVR, $50,000–$3,000,000	6.64%	-	-
Variable	Owner occupied, P&I	-	90–92% LVR, $50,000–$3,000,000	6.74%	-	-

Features

None published.

Eligibility and limits

None published.

Compare it with others

All home loans Other AAA Financial Corporation home loans Everything AAA Financial Corporation publishes

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Published by AAA Financial Corporation under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.