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AAA Financial Corporation

Every product AAA Financial Corporation publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 28 Oct 2026.

  • Australian credit licence and AFS licence 337303, held by Columbus Capital Pty. Limited; credit licence since 18 January 2011. ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

18 products in 1 category

All of them home loans

AAA Financial Corporation's rates today

AAA Financial Corporation's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.

Where AAA Financial Corporation sits among every institution's best

AAA Financial Corporation 5.69%Everyone else, 102 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateAAA Financial CorporationBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR5.69%Portfolio Loan5.69%AAA Financial Corporation's Portfolio Loan6.36%of 102 institutions
3-year fixed home loanOwner occupier, principal & interest, 80% LVR7.84%Standard Home Loan6.09%Border Bank's Customs Value Home Loan6.69%of 79 institutions

AAA Financial Corporation home loan repayments

Repayments at AAA Financial Corporation's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariablePortfolio Loan
    5.69%
    $3,479a month

    $652,296 in interest, $1,252,296 repaid in all

  2. 1-year fixedStandard Home Loan
    7.84%
    $4,336a month

    $960,906 in interest, $1,560,906 repaid in all

  3. 2-year fixedStandard Home Loan
    7.84%
    $4,336a month

    $960,906 in interest, $1,560,906 repaid in all

  4. 3-year fixedStandard Home Loan
    7.84%
    $4,336a month

    $960,906 in interest, $1,560,906 repaid in all

  5. 5-year fixedStandard Home Loan
    7.84%
    $4,336a month

    $960,906 in interest, $1,560,906 repaid in all

  6. Investor variablePortfolio Loan
    5.69%
    $3,479a month

    $652,296 in interest, $1,252,296 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not AAA Financial Corporation's own calculator: confirm the rate with AAA Financial Corporation before you apply.

AAA Financial Corporation home loan rates

Compare across lenders

18 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 5.69%, on its Portfolio Loan: the lowest of 102 lenders.

Rate changes since 18 Sept 2026How every lender responded

Every published rate AAA Financial Corporation has changed.

  1. Tue 20 Oct

    • AAA Financial Corporation lifted 4 variable home loan rates by 0.10 to 0.35 percentage points.

      0.10 to 0.35

    • AAA Financial Corporation cut 1 variable home loan rate by 0.06 percentage points.

      0.06

    • AAA Financial Corporation lifted 3 fixed home loan rates by 0.10 to 0.35 percentage points.

      0.10 to 0.35

Withdrawn recently

  • Standard Home Loan 40YHome loan, withdrawn 22 Oct 2026

Published by AAA Financial Corporation under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.