AAA Financial CorporationStandard Lender Paid LMI
Standard Lender Paid LMI
At a glance
- Variable (owner occ. P&I)
- 6.95%
- Variable (investor P&I)
- 7.25%
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.95% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions | 90th lowest of 102 |
| Investor variable home loanInvestment, principal & interest, 80% LVR | 7.25% | 5.69%AAA Financial Corporation's Portfolio Loan | 6.58%of 102 institutions | 90th lowest of 102 |
Rates
Every rate AAA Financial Corporation publishes for this home loan, 6 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤90%6.95%
- 90–95%7.45%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤85% LVR, $50,000–$2,500,000 | 7.25% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤85% LVR, $50,000–$2,500,000 | 7.45% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤90% LVR, $50,000–$2,500,000 | 6.95% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤90% LVR, $50,000–$2,500,000 | 7.15% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$2,500,000 | 7.45% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$2,500,000 | 7.65% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outUp to $3953 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it off$595Discharge Administration Fee
When you take it out3
- Loan Settlement Fee
Applicable when loan purpose is Owner Occupied
No fee - Loan Settlement Fee
Applicable when loan purpose is Investment
$395 - Valuation Fee
Metro Locations under $1m - Construction Only
$244.20
When you close it or pay it off1
- Discharge Administration Fee
This fee is applicable for Standard Loans
$595
Other fees1
- Valuation Fee
The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee
Varies
Features
- Cash out
- Multiple loan splits
- Pay anyone, BPAY
- Flexible repayment options
- Lender Paid LMI
Eligibility and limits
- Minimum age 18
- Residency: Customer is either an Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Minimum balance $50,000
- Customer meets our lending eligibility criteria
- Customer provide sufficient security in accordance with our lending eligibility criteria
- Customer needs a guarantor who supports the loan also meets our lending eligibility criteria.
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Published by AAA Financial Corporation under the Consumer Data Right, last changed by them on 19 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.