Has AMP Bank GO passed on the RBA's November 2026 rate rise?

AMP Bank GO

Every product AMP Bank GO publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 5 Nov 2026.

Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with AMP - My AMP under the same banking licence. Who shares a cap
Australian credit licence and AFS licence 234517, held by AMP Bank Limited; credit licence since 1 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register

AMP Bank GO's rates today

AMP Bank GO's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where AMP Bank GO sits among every institution's best

Typical 5.30%

3%3.5%4%4.5%5%5.5%

AMP Bank GO 5.70%Everyone else, 65 in all

Best rate for a 12-month term. One dot per institution, at its highest 12-month term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	AMP Bank GO	Best anywhere	Typical institution	Every institutionbesttypicalAMP Bank GO
12-month term depositBest rate for a 12-month term	5.70%AMP Bank GO 12 Month Term Deposit	5.75%Suncorp Bank's Term Deposit	5.30%of 65 institutions
Business 12-month term depositBest rate for a 12-month term	5.70%AMP Bank GO 12 Month Business Term Deposit	5.70%AMP Bank GO 12 Month Business Term Deposit	5.30%of 17 institutions

AMP Bank GO savings and transaction account rates

Compare across banks

5 products

Its highest savings rate is 0.00%, on its AMP Bank GO Everyday Account: 74th highest of 84 institutions, level with 10 others.

AMP Bank GO term deposit rates

Compare across banks

4 products

Its highest 12-month term deposit rate is 5.70%, on its AMP Bank GO 12 Month Term Deposit: 2nd highest of 65 institutions.

Rate	AMP Bank GO	Best anywhere	Typical institution	Every institutionbesttypicalAMP Bank GO
6-month term depositBest rate for 6 months	5.40%AMP Bank GO 6 Month Term Deposit	5.47%Heartland Bank's Broker Term Deposit	5.10%of 63 institutions
12-month term depositBest rate for 12 months	5.70%AMP Bank GO 12 Month Term Deposit	5.75%Suncorp Bank's Term Deposit	5.30%of 65 institutions

Rate changes since 18 Sept 2026How every lender responded

Every published rate AMP Bank GO has changed.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

Thu 5 Nov
- AMP Bank GO lifted 4 term deposit rates by 0.10 to 0.15 percentage points.
  0.10 to 0.15
  - AMP Bank GO 12 Month Business Term Deposit (1 rate)
  - AMP Bank GO 12 Month Term Deposit (1 rate)
  - AMP Bank GO 6 Month Term Deposit (1 rate)
  - AMP Bank GO 6 Month Business Term Deposit (1 rate)
Tue 6 Oct
- AMP Bank GO lifted 5 savings rates by 0.25 percentage points.
  0.25
  - AMP Bank GO Business Save (2 rates)
  - AMP Bank GO Save (3 rates)

Withdrawn recently

AMP Bank GO 6 Month Term DepositTerm deposit, withdrawn 5 Nov 2026
AMP Bank GO 6 Month Business Term DepositTerm deposit, withdrawn 5 Nov 2026
AMP Bank GO 12 Month Term DepositTerm deposit, withdrawn 5 Nov 2026
AMP Bank GO 12 Month Business Term DepositTerm deposit, withdrawn 5 Nov 2026
AMP Bank GO 6 Month Business Term DepositTerm deposit, withdrawn 23 Oct 2026
AMP Bank GO 6 Month Term DepositTerm deposit, withdrawn 23 Oct 2026
AMP Bank GO 12 Month Business Term DepositTerm deposit, withdrawn 23 Oct 2026
AMP Bank GO 12 Month Term DepositTerm deposit, withdrawn 23 Oct 2026
AMP Bank GO SaveAccount, withdrawn 6 Oct 2026
AMP Bank GO Business SaveAccount, withdrawn 6 Oct 2026
AMP Bank GO 6 Month Term DepositTerm deposit, withdrawn 29 Sept 2026
AMP Bank GO 6 Month Business Term DepositTerm deposit, withdrawn 29 Sept 2026
AMP Bank GO 12 Month Term DepositTerm deposit, withdrawn 29 Sept 2026
AMP Bank GO 12 Month Business Term DepositTerm deposit, withdrawn 29 Sept 2026

Published by AMP Bank GO under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.