BankVic
12 Month Regular Income
Enjoy the security of a fixed rate with regular interest income
Term depositsBank updated 12 Aug 2026
At a glance
- Best rate
- 4.95% for 12m
- 12 months
- 4.95%
- Min deposit
- $5,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | $5,000–$10,000,000 | 4.95% | — | paid every 1 yr |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| TERM_DEPOSIT_-_EARLY_REDEMPTION_CHARGES | Withdrawal | No fee | — | We do not charge a fee for early withdrawal, however, we will reduce the interest rate to the rate payable on the Everyday account. |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Residency: Australian Citizen
- · Opening balance $5,000
- · BankVic Member
§ 06 — Run the numbers
Put this product through a calculator
Published by BankVic under the Consumer Data Right, last changed by them on 12 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.