The Finance Algorithm
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Farm Management Deposit

Farming is seasonal, and so is farming income. Protect yourself in years of good cash flow and withdraw funds during the slower years.

Term depositsBank updated 11 June 2026

At a glance

Best rate
5.00% for 12m
12 months
5.00%
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.00%Every other institution's highest, 64 in all

Best rate for 12 months. One dot per institution, at its highest 12-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
12-month term depositBest rate for 12 months5.00%5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions56th highest of 65, level with 4 others

Rates

The one rate bcu publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
FixedInterest paid at maturity-1 yr$1,000–$800,0005.00%-paid at maturity; paid every 1 yr; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers.

Features

Digital banking

Eligibility and limits

  • Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
  • Minimum balance $1,000
  • Opening balance $1,000
  • Can only be opened for an individual who is carrying on a primary production business in Australia.
  • You must be or become a BCU Bank member

Published by BCU Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.