Bendigo Bank
Gold Term Deposit
A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.
Term depositsBank updated 9 July 2026
At a glance
- Best rate
- 0.05% for 12m
- 12 months
- 0.05%
- Min deposit
- $1
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | up to $2,000 | 0.05% | — | paid every 3 mo |
| Fixed | — | 1 yr | $2,000–$5,000,000 | 0.05% | — | paid every 3 mo |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Withdrawal | Transaction | $10 | — | — |
| EFT Credit Transfer | Transaction | $4 | — | — |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Minimum balance $1
- · Opening balance $2,000
§ 06 — Run the numbers
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.