Bendigo BankGold Term Deposit
A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.
At a glance
- Best rate
- 0.05% for 12m
- 12 months
- 0.05%
- Min deposit
- $1
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 0.05% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 65th highest of 65 |
Rates
Every rate Bendigo Bank publishes for this term deposit, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 1 yr | up to $2,000 | 0.05% | - | paid every 3 mo |
| Fixed | - | 1 yr | $2,000–$5,000,000 | 0.05% | - | paid every 3 mo |
Fees
2 fees published, grouped by when they're charged.
When you make a transaction2
- Bank Cheque Withdrawal$10
- EFT Credit Transfer$4
Features
Eligibility and limits
- Minimum balance $1
- Opening balance $2,000
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.