Beyond Bank Australia
INV - 12 Mth FMD Trf 6 Mthly
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.
Term depositsBank updated 23 July 2026
At a glance
- Best rate
- 5.05% for 12m
- 12 months
- 5.05%
- Min deposit
- $2,000
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest is paid 6 monthly into a nominated account. | — | 1 yr | $2,000–$50,000 | 4.90% | — | paid every 6 mo |
| FixedInterest is paid 6 monthly into a nominated account. | — | 1 yr | $200,000+ | 5.05% | — | paid every 6 mo |
| FixedInterest is paid 6 monthly into a nominated account. | — | 1 yr | $50,000–$200,000 | 5.00% | — | paid every 6 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Redemption Administration Fee | Event | $25 | — | This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date. A 31 day notice period is required. An interest penalty may also apply. |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
- · Minimum balance $2,000
- · Opening balance $2,000
- · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.
- · Membership: You must be or become a Beyond Bank Australia member.
- · Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.
- · Securely backed by the Government Guarantee.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.