Beyond Bank AustraliaINV - 12 Mth FMD Trf 12 Mthly
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.
At a glance
- Best rate
- 5.20% for 12m
- 12 months
- 5.20%
- Min deposit
- $2,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 5.20% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 47th highest of 65, level with 5 others |
Rates
Every rate Beyond Bank Australia publishes for this term deposit, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid on maturity into a nominated account. | - | 1 yr | $2,000–$50,000 | 4.90% | - | paid every 1 yr |
| FixedInterest paid on maturity into a nominated account. | - | 1 yr | $200,000+ | 5.20% | - | paid every 1 yr |
| FixedInterest paid on maturity into a nominated account. | - | 1 yr | $50,000–$200,000 | 5.15% | - | paid every 1 yr |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 29 Sept 2026 | Fixed, 1 yr, $200,000+ | 5.05% | 5.20% | up 0.15 |
| 29 Sept 2026 | Fixed, 1 yr, $50,000–$200,000 | 5.00% | 5.15% | up 0.15 |
Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When particular things happen1
- Early Redemption Administration Fee
This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date. A 31 day notice period is required. An interest penalty may also apply.
$25
Features
None published.
Eligibility and limits
- Minimum balance $2,000
- Opening balance $2,000
- Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.
- Membership: You must be or become a Beyond Bank Australia member.
- Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.
- Securely backed by the Government Guarantee.
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 28 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.