NORTHERN INLAND CREDIT UNION LTD.
12 MONTHS Term Deposit with interest paid monthly
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).
Term depositsBank updated 22 Apr 2026
At a glance
- Best rate
- 4.65% for 12m
- 12 months
- 4.65%
- Min deposit
- $5,000
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | — | 1 yr | $10,000–$24,999 | 4.65% | — | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | — | 1 yr | $24,999–$50,000 | 4.65% | — | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | — | 1 yr | $5,000–$10,000 | 4.65% | — | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | — | 1 yr | $50,000–$99,999 | 4.65% | — | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | — | 1 yr | $99,999–$250,000 | 4.65% | — | paid every 1 mo |
§ 03 — Features
- · Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- · If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
§ 04 — Eligibility & limits
- · Residency: AU
- · Minimum balance $5,000
§ 05 — Compare
§ 06 — Run the numbers
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Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 22 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.