MA Money

Every product MA Money publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 28 Oct 2026.

Australian credit licence and AFS licence 522267, held by MA Money Financial Services Pty Ltd; credit licence since 23 July 2020. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

MA Money's rates today

MA Money's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.

Where MA Money sits among every institution's best

Typical 6.36%

5.8%6%6.2%6.4%6.6%6.8%7%7.2%to 9.5%

MA Money Financial Services Pty Ltd 7.29%Everyone else, 102 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

Rate	MA Money	Best anywhere	Typical institution	Every institutionbesttypicalMA Money
Variable home loanOwner occupier, principal & interest, 80% LVR	7.29%Residential Home Loan – Prime	5.69%AAA Financial Corporation's Portfolio Loan	6.36%of 102 institutions
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower	8.09%Commercial Loan – Prime (≤$4m)	6.33%SCCU's BUSINESS LOAN	7.89%of 47 institutions

MA Money home loan repayments

Repayments at MA Money's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount

$600,000

Loan term

30 yrs

The $600,000 you borrowInterest over 30 years

VariableResidential Home Loan – Prime
7.29%
$4,109a month
$879,366 in interest, $1,479,366 repaid in all
Investor variableResidential Home Loan – Prime
7.59%
$4,232a month
$923,637 in interest, $1,523,637 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not MA Money's own calculator: confirm the rate with MA Money before you apply.

MA Money home loan rates

Compare across lenders

17 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 7.29%, on its Residential Home Loan – Prime: 95th lowest of 102 lenders.

MA Money business loan rates

Compare across lenders

4 products

Its lowest advertised business loan rate is 7.89% variable, on its SMSF Commercial Loan – Prime: 28th lowest of 49 lenders, level with one other.

Rate changes since 18 Sept 2026How every lender responded

Every published rate MA Money has changed.

Sat 10 Oct
- MA Money lifted 60 variable home loan rates by 0.15 to 0.40 percentage points.
  0.15 to 0.40
  - Residential Home Loan – Specialist (≤$2m) (16 rates)
  - Bridging Residential Loan – Prime (≤$5m) (8 rates)
  - Non-Resident Home Loan – Prime (≤$2m) (16 rates)
  - SMSF Residential Home Loan – Prime (8 rates)
  - Bridging Residential Loan – Near Prime (≤$5m) (8 rates)
  - Residential Home Loan – Prime (4 rates)

Withdrawn recently

Vacant Land Loan – Prime MA Money More (>$2m to $5m)Home loan, withdrawn 28 Oct 2026
Residential Home Loan – Prime MA Money More (>$5m to $15m)Home loan, withdrawn 28 Oct 2026

Published by MA Money under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.