Rate Money Elevate
Every product Rate Money Elevate publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 27 Oct 2026.
- Australian credit licence 564080, held by Think Tank Group Pty Limited; credit licence since 14 May 2025. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
5 products in 2 categories
Rate Money Elevate's rates today
Rate Money Elevate's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 29 October 2026. Only products anyone can apply for are counted.
Where Rate Money Elevate sits among every institution's best
| Rate | Rate Money Elevate | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.03%Residential Loan | 5.69%AAA Financial Corporation's Portfolio Loan | 6.38%of 102 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.84%Commercial Loan | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Rate Money Elevate home loan repayments
Repayments at Rate Money Elevate's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableResidential Loan7.03%7.14% comparison$4,004a month
$841,408 in interest, $1,441,408 repaid in all
- Investor variableResidential Loan7.13%7.24% comparison$4,044a month
$855,961 in interest, $1,455,961 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Rate Money Elevate's own calculator: confirm the rate with Rate Money Elevate before you apply.
Rate Money Elevate home loan rates
Compare across lenders3 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 7.03%, with a comparison rate of 7.14%, on its Residential Loan: 91st lowest of 102 lenders, level with one other.
Rate Money Elevate business loan rates
Compare across lenders2 products
Its lowest advertised business loan rate is 7.84% variable, on its Commercial Loan: 27th lowest of 49 lenders.
Published by Rate Money Elevate under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.