At a glance
- Up to
- 5.45%
- Base rate
- 0.10%
- Bonus rate
- 5.35%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.45% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 9th highest of 51 |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.10% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 18th highest of 43, level with 10 others |
Rates
Every rate MoveBank publishes for this account, 2 in all.
How the rate is made up
5.45%in a month every condition is met
To earn the bonus
- Minimum $200 in deposits (credits) to the account during the calendar month.
- No withdrawals from the account during the calendar month.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus rate payable for a calendar month when the eligibility criteria below are met, in addition to the base rate. | - | - | up to $250,000 | 5.35% | - | paid every 1 mo; Minimum $200 in deposits (credits) to the account during the calendar month.; No withdrawals from the account during the calendar month.; Monthly deposit and no-withdrawal bonus |
| Variable | - | - | - | 0.10% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Bonus, up to $250,000 | 5.25% | 5.35% | up 0.10 |
Each change is logged the night it appears in the rates MoveBank publishes. See how every lender answered the RBA on the rate tracker.
Features
None published.
Eligibility and limits
- Residency: Australian resident
- Amount up to $1
Compare it with others
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Published by MoveBank under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.