Bankwest
Bankwest Easy Saver
The Easy Saver Account is our flexible savings account that lets you earn credit interest on a tiered basis on all balances in the account with no minimum monthly deposit (you can also move your money in and out of your account without affecting your interest rate). Credit interest is calculated at the applicable rate on that portion of the balance which falls within each of the tiers.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 2.10%
- Bonus rate
- 0.20%
- Up to
- 2.30%
- Intro rate
- 2.70%
- Monthly fee
- $0
§ 01 — Rates · 13
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. | — | — | up to $250,001 | 0.20% | — | paid every 1 mo; Bonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. |
| BonusBonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. | — | — | $1,000,001–$5,000,001 | 0.00% | — | paid every 1 mo; Bonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. |
| BonusBonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. | — | — | $250,001–$1,000,001 | 0.00% | — | paid every 1 mo; Bonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. |
| BonusBonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. | — | — | $5,000,001+ | 0.00% | — | paid every 1 mo; Bonus rates available from time to time for selected customers, bonus rates applied may vary. Terms and conditions may apply. |
| FixedAvailable only to eligible winners of the Interesting Rates Competition. The fixed promotional rate applies for four months on balances up to $250,000.99, then reverts to the standard variable Easy S… | — | — | up to $250,001 | 11.50% | — | paid every 1 mo |
| Introductory4 month variable introductory rate | — | — | up to $250,001 | 0.75% | — | paid every 1 mo |
| Introductory4 month variable introductory rate | — | — | $1,000,001–$5,000,001 | 2.70% | — | paid every 1 mo |
| Introductory4 month variable introductory rate | — | — | $250,001–$1,000,001 | 2.70% | — | paid every 1 mo |
| Introductory4 month variable introductory rate | — | — | $5,000,001+ | 2.70% | — | paid every 1 mo |
| VariableVariable Credit Interest. | — | — | up to $250,001 | 5.00% | — | paid every 1 mo |
| VariableVariable Credit Interest. | — | — | $1,000,001–$5,000,001 | 2.10% | — | paid every 1 mo |
| VariableVariable Credit Interest. | — | — | $250,001–$1,000,001 | 2.10% | — | paid every 1 mo |
| VariableVariable Credit Interest. | — | — | $5,000,001+ | 2.10% | — | paid every 1 mo |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Search Handling Fee | Event | $40 | — | For completion of any search conducted by the Bank (per search) |
| Maintenance Fee | Periodic | No fee | Every 1 mo | No monthly maintenance fees apply to this product. |
§ 03 — Features
Digital banking
- · You can bank over the phone.
- · Create a goal, set up regular deposits and track your progress in the app.
- · Transferring funds in and out can only be made by via your linked Bankwest Easy Transaction Account with the exception of deposits via international money transfers and/or via the Real-Time Gross Set…
§ 04 — Eligibility & limits
- · Minimum age 16
- · Residency: Australian citizen or Australian permanent resident
- · Available to individuals
- · Amount — to $2,000,000
- · You don't have an existing Easy Saver Account already.
- · You need an Easy Transaction Account (you can open one at the same time).
- · You're the only account holder (no joint account holders).
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bankwest under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.