NABNAB Reward Saver
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
At a glance
- Up to
- 5.25%
- Base rate
- 0.01%
- Bonus rate
- 5.24%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.25% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 23rd highest of 51, level with 5 others |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 0.01% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 35th highest of 43, level with 8 others |
Rates
Every rate NAB publishes for this account, 3 in all.
How the rate is made up
5.25%in a month every condition is met
To earn the bonus
- To receive bonus interest for the month, customer must make at least one deposit on or before the second last banking day and no withdrawals.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 5.24% | - | paid every 1 mo; To receive bonus interest for the month, customer must make at least one deposit on or before the second last banking day and no withdrawals.; Earn bonus interest for each month that you make at least one deposit before the second last banking day of that month and no withdrawals during that month |
| PenaltyNot applicable for Repayment Type and Loan Purpose | - | - | - | 15.41% | - | Not applicable; Penalty interest rates apply if the account is overdrawn beyond the approved limit |
| Variable | - | - | - | 0.01% | - | paid every 1 mo; Not applicable; Earn the base interest rate even if you withdraw your savings |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 10 Oct 2026 | Bonus | 4.99% | 5.24% | up 0.25 |
Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
Eligibility and limits
- Residency: A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
- Available to individuals
Compare it with others
Put this product through a calculator
Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.