At a glance
- Up to
- 5.20%
- Base rate
- 1.00%
- Bonus rate
- 4.20%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
What a bonus account pays in a month its conditions aren't met. One dot per institution, at its highest base rate on a bonus savings account anyone can apply for; hover or tap a dot for its name.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Bonus savings accountBase plus bonus, when every condition is met | 5.20% | 5.75%Defence Bank Limited's iSaver | 5.25%of 51 institutions | 29th highest of 51, level with 2 others |
| Bonus account, conditions missedWhat a bonus account pays in a month its conditions aren't met | 1.00% | 3.45%Heritage's Online Saver Account | 0.10%of 43 institutions | 8th highest of 43 |
Rates
Every rate SCCU publishes for this account, 2 in all.
How the rate is made up
5.20%in a month every condition is met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusBonus interest paid when a minimum balance increase of $100 is achieved for the calendar month | - | - | - | 4.20% | - | paid every 1 mo; BONUS INTEREST |
| VariableBonus interest paid when a minimum balance increase of $100 is achieved for the calendar month | - | - | - | 1.00% | - | paid every 1 mo |
Features
None published.
Eligibility and limits
None published.
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Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.