The Finance Algorithm
Central Murray Credit Union Limited logoCentral Murray Credit Union Limited

TERM DEPOSIT 6 MONTHS

TERM DEPOSIT 6 MONTHS

Term depositsBank updated 9 Oct 2026

At a glance

Best rate
4.25% for 6m
Min deposit
$500

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.25%Every other institution's highest, 62 in all

Best rate for 6 months. One dot per institution, at its highest 6-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
6-month term depositBest rate for 6 months4.25%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions53rd highest of 63

Rates

Every rate Central Murray Credit Union Limited publishes for this term deposit, 5 in all.

TypeApplies toTermBandRateComparisonConditions
Fixed-6 mo$10,000–$25,0004.25%-paid at maturity
Fixed-6 mo$25,000–$50,0004.25%-paid at maturity
Fixed-6 mo$500–$5,0004.25%-paid at maturity
Fixed-6 mo$5,000–$10,0004.25%-paid at maturity
Fixed-6 mo$50,000–$3,500,0004.25%-paid at maturity

Rate changes

5 changes logged, newest first.

DateRateWasNowChange
10 Oct 2026Fixed, 6 mo, $10,000–$25,0004.00%4.25%up 0.25
10 Oct 2026Fixed, 6 mo, $25,000–$50,0004.00%4.25%up 0.25
10 Oct 2026Fixed, 6 mo, $500–$5,0004.00%4.25%up 0.25
10 Oct 2026Fixed, 6 mo, $5,000–$10,0004.00%4.25%up 0.25
10 Oct 2026Fixed, 6 mo, $50,000–$3,500,0004.00%4.25%up 0.25

Each change is logged the night it appears in the rates Central Murray Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

None published.

Eligibility and limits

  • Minimum balance $500

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.