Warwick Credit UnionFIXED TERM DEPOSITS
Take advantage of great returns on our term deposits
Term depositsBank updated 6 Oct 2026
At a glance
- Best rate
- 4.95% for 12m
- 12 months
- 4.95%
- Min deposit
- $5,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 12-month term depositBest rate for 12 months | 4.95% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 60th highest of 65 |
Rates
The one rate Warwick Credit Union publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 1 yr | $5,000–$49,999 | 4.95% | - | paid at maturity |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Oct 2026 | Fixed, 1 yr, $5,000–$49,999 | 4.75% | 4.95% | up 0.20 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
Digital banking
- No account keeping fee
- A guaranteed rate for terms of 12 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $5,000 can get you started
- Interest can be paid monthly, quarterly, 6 monthly, or at maturity. A reduced interst rate applies for monthly, quarterly and 6 monthly interest payments.
- We'll send you a written renewal notice before your deposit matures
- We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia
- Minimum balance $5,000
- Opening balance $5,000
- Must be a member of the Credit Union
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Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.