WARWICK CREDIT UNION
FIXED TERM DEPOSITS
Take advantage of great returns on our term deposits
Term depositsBank updated 22 May 2026
At a glance
- Best rate
- 4.85% for 12m
- 12 months
- 4.85%
- Min deposit
- $50,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | $50,000–$199,999 | 4.85% | — | paid at maturity |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| STATEMENT_FEE | Periodic | $2 | — | When paper statements are requested - charged on statement cycle |
§ 03 — Features
Digital banking
- · No account keeping fee
- · A guaranteed rate for terms of 12 months
- · Earn a competitive interest rate on your investment with a minimum opening balance of $50,000 can get you started
- · Interest can be paid monthly, quarterly, 6 monthly or at maturity. A reduced interest rate applies for monthly, quarterly, 6 monthly interest payments
- · We'll send you a written renewal notice before your deposit matures
- · We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia
- · Minimum balance $50,000
- · Opening balance $50,000
- · Must be a member of the Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.