Aussie Elevate
Every product Aussie Elevate publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 9 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Adelaide Bank, AFG Home Loans Alpha, Bendigo Bank, Connective Select, NRMA Home Loans, Qantas Money Basic/Offset Home Loans, Rural Bank, Tiimely Home and Up under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 237879, held by Bendigo and Adelaide Bank Limited; credit licence since 6 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
3 products in 2 categories
Aussie Elevate's rates today
Aussie Elevate's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Aussie Elevate sits among every institution's best
| Rate | Aussie Elevate | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.54%Aussie Elevate Basic Home Loan | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.69%Aussie Elevate Basic Home Loan | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions |
Aussie Elevate home loan repayments
Repayments at Aussie Elevate's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableAussie Elevate Basic Home Loan6.54%6.56% comparison$3,808a month
$770,954 in interest, $1,370,954 repaid in all
- 1-year fixedAussie Elevate Basic Home Loan6.59%6.56% comparison$3,828a month
$778,077 in interest, $1,378,077 repaid in all
- 2-year fixedAussie Elevate Basic Home Loan6.59%6.57% comparison$3,828a month
$778,077 in interest, $1,378,077 repaid in all
- 3-year fixedAussie Elevate Basic Home Loan6.69%6.60% comparison$3,868a month
$792,368 in interest, $1,392,368 repaid in all
- 5-year fixedAussie Elevate Basic Home Loan6.79%6.67% comparison$3,908a month
$806,720 in interest, $1,406,720 repaid in all
- Investor variableAussie Elevate Basic Home Loan6.64%6.66% comparison$3,848a month
$785,215 in interest, $1,385,215 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Aussie Elevate's own calculator: confirm the rate with Aussie Elevate before you apply.
Aussie Elevate home loan rates
Compare across banks2 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.54%, with a comparison rate of 6.56%, on its Aussie Elevate Basic Home Loan: 70th lowest of 104 lenders, level with 4 others.
- Aussie Elevate Basic Home Loan
- Variable (owner occ. P&I)
- 6.34%, 6.36% comparison
- Variable (investor P&I)
- 6.49%
- Fixed
- 1 yr 6.59%, 2 yrs 6.59%, 3 yrs 6.69%, 4 yrs 6.79%, 5 yrs 6.79%
- Aussie Elevate Offset Home Loan
- Variable (owner occ. P&I)
- 6.39%, 6.57% comparison
- Variable (investor P&I)
- 6.54%
- Fixed
- 1 yr 6.69%, 2 yrs 6.69%, 3 yrs 6.79%, 4 yrs 6.89%, 5 yrs 6.89%
Aussie Elevate savings and transaction account rates
Compare across banks1 product
Its highest savings rate is 0.00%, on its Aussie Elevate Offset Account: 74th highest of 84 institutions, level with 10 others.
Has Aussie Elevate passed on the RBA's November 2026 rate rise?
Aussie Elevate hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Fri 9 Oct
Aussie Elevate lifted 31 variable home loan rates by 0.25 percentage points.
0.25- Aussie Elevate Basic Home Loan (13 rates)
- Aussie Elevate Offset Home Loan (18 rates)
Aussie Elevate lifted 1 fixed home loan rate by 1.00 percentage points.
1.00
Mon 5 Oct
Aussie Elevate lifted 64 fixed home loan rates by 0.05 to 0.25 percentage points.
0.05 to 0.25- Aussie Elevate Basic Home Loan (20 rates)
- Aussie Elevate Offset Home Loan (44 rates)
Aussie Elevate cut 1 fixed home loan rate by 0.80 percentage points.
0.80
Published by Aussie Elevate under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.