Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

3 products · 2 categories · changed 23 Sept 2026

NRMA Home Loans.

Home loans 2 Savings & transaction accounts 1

Home loans · 2Compare across banks →

NRMA Basic Home Loan

Variable (owner occ. P&I): 5.94% · 5.98% comparison
Variable (investor P&I): 6.32%
Fixed: 1 yr 6.49% · 2 yrs 6.54% · 3 yrs 6.49% · 4 yrs 6.54% · 5 yrs 6.54%

NRMA Offset Home Loan

Variable (owner occ. P&I): 5.94% · 6.14% comparison
Variable (investor P&I): 6.32%
Fixed: 1 yr 6.49% · 2 yrs 6.54% · 3 yrs 6.49% · 4 yrs 6.54% · 5 yrs 6.54%

Savings & transaction accounts · 1Compare across banks →

NRMA Offset Account

Base rate: 0.00%

Published by NRMA Home Loans under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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