Qantas Money Basic/Offset Home Loans
Every product Qantas Money Basic/Offset Home Loans publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 9 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Adelaide Bank, AFG Home Loans Alpha, Aussie Elevate, Bendigo Bank, Connective Select, NRMA Home Loans, Rural Bank, Tiimely Home and Up under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 237879, held by Bendigo and Adelaide Bank Limited; credit licence since 6 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
3 products in 2 categories
Qantas Money Basic/Offset Home Loans's rates today
Qantas Money Basic/Offset Home Loans's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Qantas Money Basic/Offset Home Loans sits among every institution's best
| Rate | Qantas Money Basic/Offset Home Loans | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.38%QANTAS Money Basic Home Loan | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.64%QANTAS Money Basic Home Loan | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions |
Qantas Money Basic/Offset Home Loans home loan repayments
Repayments at Qantas Money Basic/Offset Home Loans's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableQANTAS Money Basic Home Loan6.38%6.45% comparison$3,745a month
$748,265 in interest, $1,348,265 repaid in all
- 1-year fixedQANTAS Money Basic Home Loan6.54%6.46% comparison$3,808a month
$770,954 in interest, $1,370,954 repaid in all
- 2-year fixedQANTAS Money Basic Home Loan6.54%6.48% comparison$3,808a month
$770,954 in interest, $1,370,954 repaid in all
- 3-year fixedQANTAS Money Basic Home Loan6.64%6.52% comparison$3,848a month
$785,215 in interest, $1,385,215 repaid in all
- 5-year fixedQANTAS Money Basic Home Loan6.74%6.61% comparison$3,888a month
$799,536 in interest, $1,399,536 repaid in all
- Investor variableQANTAS Money Basic Home Loan6.54%6.61% comparison$3,808a month
$770,954 in interest, $1,370,954 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Qantas Money Basic/Offset Home Loans's own calculator: confirm the rate with Qantas Money Basic/Offset Home Loans before you apply.
Qantas Money Basic/Offset Home Loans home loan rates
Compare across banks2 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.38%, with a comparison rate of 6.45%, on its QANTAS Money Basic Home Loan: 52nd lowest of 104 lenders, level with one other.
- QANTAS Money Basic Home Loan
- Variable (owner occ. P&I)
- 6.28%, 6.35% comparison
- Variable (investor P&I)
- 6.39%
- Fixed
- 1 yr 6.54%, 2 yrs 6.54%, 3 yrs 6.64%, 4 yrs 6.74%, 5 yrs 6.74%
- QANTAS Money Offset Home Loan
- Variable (owner occ. P&I)
- 6.28%, 6.51% comparison
- Variable (investor P&I)
- 6.39%
- Fixed
- 1 yr 6.54%, 2 yrs 6.54%, 3 yrs 6.64%, 4 yrs 6.74%, 5 yrs 6.74%
Qantas Money Basic/Offset Home Loans savings and transaction account rates
Compare across banks1 product
Its highest savings rate is 0.00%, on its Qantas Money Offset Account: 74th highest of 84 institutions, level with 10 others.
Has Qantas Money Basic/Offset Home Loans passed on the RBA's November 2026 rate rise?
Qantas Money Basic/Offset Home Loans hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Fri 9 Oct
Qantas Money Basic/Offset Home Loans lifted 37 variable home loan rates by 0.25 percentage points.
0.25- QANTAS Money Offset Home Loan (21 rates)
- QANTAS Money Basic Home Loan (16 rates)
Mon 5 Oct
Qantas Money Basic/Offset Home Loans lifted 65 fixed home loan rates by 0.05 to 0.25 percentage points.
0.05 to 0.25- QANTAS Money Offset Home Loan (45 rates)
- QANTAS Money Basic Home Loan (20 rates)
Published by Qantas Money Basic/Offset Home Loans under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.