Tiimely Home
Every product Tiimely Home publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 9 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Adelaide Bank, AFG Home Loans Alpha, Aussie Elevate, Bendigo Bank, Connective Select, NRMA Home Loans, Qantas Money Basic/Offset Home Loans, Rural Bank and Up under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 237879, held by Bendigo and Adelaide Bank Limited; credit licence since 6 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
3 products in 2 categories
Tiimely Home's rates today
Tiimely Home's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Tiimely Home sits among every institution's best
| Rate | Tiimely Home | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.29%Tiimely Basic Home Loan | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.59%Tiimely Basic Home Loan | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions |
Tiimely Home home loan repayments
Repayments at Tiimely Home's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableTiimely Basic Home Loan6.29%6.30% comparison$3,710a month
$735,574 in interest, $1,335,574 repaid in all
- 1-year fixedTiimely Basic Home Loan6.49%6.32% comparison$3,788a month
$763,847 in interest, $1,363,847 repaid in all
- 2-year fixedTiimely Basic Home Loan6.49%6.33% comparison$3,788a month
$763,847 in interest, $1,363,847 repaid in all
- 3-year fixedTiimely Basic Home Loan6.59%6.38% comparison$3,828a month
$778,077 in interest, $1,378,077 repaid in all
- 5-year fixedTiimely Basic Home Loan6.69%6.47% comparison$3,868a month
$792,368 in interest, $1,392,368 repaid in all
- Investor variableTiimely Basic Home Loan6.59%6.59% comparison$3,828a month
$778,077 in interest, $1,378,077 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Tiimely Home's own calculator: confirm the rate with Tiimely Home before you apply.
Tiimely Home home loan rates
Compare across banks2 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.29%, with a comparison rate of 6.30%, on its Tiimely Basic Home Loan: 32nd lowest of 104 lenders, level with 5 others.
- Tiimely Basic Home Loan
- Variable (owner occ. P&I)
- 6.20%, 6.21% comparison
- Variable (investor P&I)
- 6.52%
- Fixed
- 1 yr 6.49%, 2 yrs 6.49%, 3 yrs 6.59%, 4 yrs 6.69%, 5 yrs 6.69%
- Tiimely Offset Home Loan
- Variable (owner occ. P&I)
- 6.20%, 6.37% comparison
- Variable (investor P&I)
- 6.52%
- Fixed
- 1 yr 6.49%, 2 yrs 6.49%, 3 yrs 6.59%, 4 yrs 6.69%, 5 yrs 6.69%
Tiimely Home savings and transaction account rates
Compare across banks1 product
Its highest savings rate is 0.00%, on its Tiimely home Offset Account: 74th highest of 84 institutions, level with 10 others.
Has Tiimely Home passed on the RBA's November 2026 rate rise?
Tiimely Home hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Fri 9 Oct
Tiimely Home lifted 37 variable home loan rates by 0.25 percentage points.
0.25- Tiimely Offset Home Loan (21 rates)
- Tiimely Basic Home Loan (16 rates)
Mon 5 Oct
Tiimely Home lifted 65 fixed home loan rates by 0.05 to 0.25 percentage points.
0.05 to 0.25- Tiimely Offset Home Loan (45 rates)
- Tiimely Basic Home Loan (20 rates)
Published by Tiimely Home under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.