ANZ Plus

Every product ANZ Plus publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 9 Oct 2026.

Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with ANZ under the same banking licence. Who shares a cap
Australian credit licence and AFS licence 234527, held by Australia and New Zealand Banking Group Limited; credit licence since 1 March 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register

No change yetANZ Plus hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

ANZ Plus's rates today

ANZ Plus's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where ANZ Plus sits among every institution's best

Typical 6.38%

6%6.2%6.4%6.6%6.8%7%7.2%to 9.5%

ANZ Plus 6.50%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

Rate	ANZ Plus	Best anywhere	Typical institution	Every institutionbesttypicalANZ Plus
Variable home loanOwner occupier, principal & interest, 80% LVR	6.50%ANZ Plus Home Loan Variable	5.93%SCCU's BROKER HOME LOAN	6.38%of 104 institutions
Savings accountBase plus any bonus, when its conditions are met	5.35%ANZ Plus Growth Saver	5.75%Defence Bank Limited's iSaver	4.85%of 73 institutions

ANZ Plus home loan repayments

Repayments at ANZ Plus's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount

$600,000

Loan term

30 yrs

The $600,000 you borrowInterest over 30 years

VariableANZ Plus Home Loan Variable
6.50%6.50% comparison
$3,792a month
$765,267 in interest, $1,365,267 repaid in all
Investor variableANZ Plus Home Loan Variable
6.80%6.80% comparison
$3,912a month
$808,158 in interest, $1,408,158 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not ANZ Plus's own calculator: confirm the rate with ANZ Plus before you apply.

ANZ Plus home loan rates

Compare across banks

1 product

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.50%, with a comparison rate of 6.50%, on its ANZ Plus Home Loan Variable: 69th lowest of 104 lenders.

ANZ Plus Home Loan Variable
Variable (owner occ. P&I)
6.50%, 6.50% comparison
Variable (investor P&I)
6.80%
Max LVR
80%

ANZ Plus savings and transaction account rates

Compare across banks

3 products

Its highest savings rate is up to 5.35% (0.10% base plus a 5.25% bonus when its conditions are met), on its ANZ Plus Growth Saver: 13th highest of 84 institutions, level with 7 others.

Rate changes since 18 Sept 2026How every lender responded

Has ANZ Plus passed on the RBA's November 2026 rate rise?

ANZ Plus hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

Fri 9 Oct
- ANZ Plus lifted 3 savings rates by 0.25 percentage points.
  0.25
  - ANZ Plus Growth Saver (1 rate)
  - ANZ Plus Flex Saver (2 rates)

Published by ANZ Plus under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.