Defence Bank Limited
Max E Saver
Max eSaver is a straightforward, fuss-free bonus savings option that simply does what it says: maximises your savings in an easy online account.
Savings & transaction accountsBank updated 20 May 2026
At a glance
- Base rate
- 0.10%
- Bonus rate
- 5.10%
- Up to
- 5.20%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusInterest is calculated daily on the closing balance and credited on the last day of each month. | — | — | — | 5.10% | — | paid every 1 mo; If a deposit is made during the month with no withdrawals, the bonus rate applies to the balance for that month. |
| VariableInterest is calculated daily on the closing balance and credited on the last day of each month. | — | — | — | 0.10% | — | paid every 1 mo |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPAY | Event | No fee | — | We don't charge a fee for BPAY |
| Dishonours (if insufficient funds) | Event | No fee | — | We don't charge a fee for dishonours |
| Dormant fee | Event | $20 | — | This fee may be charged in certain circumstances when your membership is redeemed by us due to non-activity of more than 12 months. |
| EFTPOS transactions | Event | No fee | — | We don't charge a fee for EFTPOS transactions |
| Internal transfers between Defence Bank accounts | Event | No fee | — | We don't charge a fee for Internal transfers between Defence Bank accounts |
| Pay anyone using a BSB and account or PayID | Event | No fee | — | We don't charge a fee for Pay anyone using a BSB and account number or PAYID |
| PayTo | Event | No fee | — | We don't charge a fee for PayTo |
| Record search fee | Event | $50 | — | Charged where you request we search our records and retrieve documents. |
| Same day transfers (via Swift/RTGS) - Inward | Event | $6.80 | — | Charged when funds transferred via Swift/RTGS (same day). |
| Same day transfers (via Swift/RTGS) - Outward | Event | $11.80 | — | Charged when funds transferred via Swift/RTGS (same day). |
| Monthly account-keeping fee | Periodic | No fee | — | We don't charge a monthly account-keeping fee |
| Ultimate Package annual fee | Periodic | $96 | Every 1 yr | Package related to a home loan Ultimate Package. |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · PayTo
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Defence Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.