MoveBank
Every product MoveBank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 2 Nov 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder. Who shares a cap
- Australian credit licence and AFS licence 234536, held by Movebank Ltd; credit licence since 19 October 2010. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
10 products in 3 categories
MoveBank's rates today
MoveBank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where MoveBank sits among every institution's best
| Rate | MoveBank | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.09%Everyday Home Loan | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.44%Everyday Home Loan | 6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package | 6.69%of 80 institutions |
| Savings accountBase plus any bonus, when its conditions are met | 5.75%Growth Saver | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 13.74%Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
MoveBank home loan repayments
Repayments at MoveBank's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableEveryday Home Loan6.09%$3,632a month
$707,554 in interest, $1,307,554 repaid in all
- 1-year fixedEveryday Home Loan6.49%$3,788a month
$763,847 in interest, $1,363,847 repaid in all
- 2-year fixedEveryday Home Loan6.49%$3,788a month
$763,847 in interest, $1,363,847 repaid in all
- 3-year fixedEveryday Home Loan6.44%$3,769a month
$756,755 in interest, $1,356,755 repaid in all
- 5-year fixedEveryday Home Loan6.64%$3,848a month
$785,215 in interest, $1,385,215 repaid in all
- Investor variableEveryday Home Loan6.24%$3,690a month
$728,545 in interest, $1,328,545 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not MoveBank's own calculator: confirm the rate with MoveBank before you apply.
MoveBank home loan rates
Compare across banks2 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.09%, on its Everyday Home Loan: 7th lowest of 104 lenders, level with one other.
MoveBank savings and transaction account rates
Compare across banks6 products
Its highest savings rate is up to 5.75% (0.10% base plus a 5.65% bonus when its conditions are met), on its Growth Saver: the highest of 84 institutions, level with 2 others.
MoveBank personal loan rates
Compare across banks2 products
Its lowest advertised personal loan rate is 6.09% fixed, on its Move Car Loan: 5th lowest of 69 lenders.
Has MoveBank passed on the RBA's November 2026 rate rise?
MoveBank hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Mon 2 Nov
MoveBank lifted 2 savings rates by 0.10 percentage points.
0.10- Bonus Saver (1 rate)
- Growth Saver (1 rate)
Thu 15 Oct
MoveBank lifted 1 savings rate by 0.10 percentage points.
0.10MoveBank lifted 12 fixed home loan rates by 0.20 percentage points.
0.20MoveBank lifted 1 personal loan rate by 0.10 percentage points.
0.10
Published by MoveBank under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.