Athena Home Loans
Every product Athena Home Loans publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 13 Oct 2026.
- Australian credit licence 502611, held by Athena Mortgage Pty Ltd; credit licence since 23 February 2018. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
5 products in 1 category
All of them home loansAthena Home Loans's rates today
Athena Home Loans's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where Athena Home Loans sits among every institution's best
| Rate | Athena Home Loans | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.64%Athena Straight Up | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
| 3-year fixed home loanOwner occupier, principal & interest, 80% LVR | 7.34%Athena Fixed | 6.09%Border Bank's Customs Value Home Loan | 6.69%of 79 institutions |
Athena Home Loans home loan repayments
Repayments at Athena Home Loans's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableAthena Straight Up6.64%6.60% comparison$3,848a month
$785,215 in interest, $1,385,215 repaid in all
- 1-year fixedAthena Fixed7.34%6.67% comparison$4,130a month
$886,709 in interest, $1,486,709 repaid in all
- 2-year fixedAthena Fixed7.34%6.74% comparison$4,130a month
$886,709 in interest, $1,486,709 repaid in all
- 3-year fixedAthena Fixed7.34%6.80% comparison$4,130a month
$886,709 in interest, $1,486,709 repaid in all
- Investor variableAthena Straight Up6.79%6.73% comparison$3,908a month
$806,720 in interest, $1,406,720 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Athena Home Loans's own calculator: confirm the rate with Athena Home Loans before you apply.
Athena Home Loans home loan rates
Compare across lenders5 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.64%, with a comparison rate of 6.60%, on its Athena Straight Up: 78th lowest of 102 lenders, level with 4 others.
- Athena Fixed
- Fixed
- 1 yr 7.19%, 2 yrs 7.19%, 3 yrs 7.19%
- Max LVR
- 80%
- Features
- extra repayments
- Athena Power Up
- Variable (owner occ. P&I)
- 6.64%, 6.64% comparison
- Variable (investor P&I)
- 6.74%
- Max LVR
- 80%
- Athena Straight Up
- Variable (owner occ. P&I)
- 6.49%, 6.49% comparison
- Variable (investor P&I)
- 6.59%
- Max LVR
- 80%
- Athena Tailored 80-85% LVR No LMI (Full Doc)Priced on application
- Pricing
- Rates on application
- Variable (owner occ. P&I)
- 6.99%, 7.05% comparison
- Variable (investor P&I)
- 7.24%
- Athena Tailored Self-Employed Lite DocPriced on application
- Pricing
- Rates on application
- Variable (owner occ. P&I)
- 6.99%, 7.05% comparison
- Variable (investor P&I)
- 7.19%
Every published rate Athena Home Loans has changed.
Tue 13 Oct
Athena Home Loans lifted 56 variable home loan rates by 0.05 to 0.25 percentage points.
0.05 to 0.25- Athena Power Up (16 rates)
- Athena Straight Up (16 rates)
- Athena Tailored 80-85% LVR No LMI (Full Doc) (8 rates)
- Athena Tailored Self-Employed Lite Doc (16 rates)
Athena Home Loans lifted 48 fixed home loan rates by 0.40 to 0.50 percentage points.
0.40 to 0.50
Published by Athena Home Loans under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.