NOW Finance
Every product NOW Finance publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 21 Oct 2026.
- Australian credit licence 425142, held by NOW Finance Group Pty Ltd; credit licence since 1 September 2012. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
4 products in 1 category
All of them personal loansNOW Finance's rates today
NOW Finance's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where NOW Finance sits among every institution's best
| Rate | NOW Finance | Best anywhere | Typical institution |
|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 5.95%Secured Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
NOW Finance personal loan rates
Compare across lenders4 products
Its lowest advertised personal loan rate is 5.95% fixed, with a comparison rate of 5.95%, on its Secured Personal Loan: 4th lowest of 69 lenders.
- Auto Loan
- Fixed
- 8.89%, 9.60% comparison
- Loan size
- $15,000 to $100,000
- Upfront fee
- $495
- Secured Personal Loan
- Fixed
- 5.95%, 5.95% comparison
- Loan size
- $15,000 to $100,000
- Upfront fee
- $0
- Unsecured Personal Loan
- Fixed
- 5.95%, 5.95% comparison
- Loan size
- $8,001 to $50,000
- Upfront fee
- $0
- Vehicle Loan
- Fixed
- 7.59%, 8.43% comparison
- Loan size
- $3,000 to $150,000
- Upfront fee
- $595
Published by NOW Finance under the Consumer Data Right, last changed by them on 21 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.