Queensland Country Bank
Personal Loan-Boat Loan
Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age.
Personal loansBank updated 23 Sept 2026
At a glance
- Variable
- 7.24% · 7.99% comparison
- Upfront fee
- $205
- Monthly fee
- $5
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBoat Loan - for the purchase of new personal, trailerable watercraft. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | — | up to null | 7.24% | 7.99% | — |
| VariableBoat Loan (near new) - for the purchase of personal, trailerable watercraft up to five years of age. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repaym… | P&I | — | up to null | 8.24% | 8.99% | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70 | — | — |
| Arrears Letter Fee - Second Arrears Letter | Event | $40 | — | — |
| In Branch Redraw Fee | Event | $8 | — | Redraw Fee Applies for Assisted Transactions |
| Online Redraw Fee | Event | No fee | — | $0 Redraw Fee Applies for Online Transactions |
| Other Credit Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other fees and charges which may apply. |
| Loan Maintenance Fee | Periodic | $5 | Every 1 mo | Ultimate Home Loan Package |
| GSA Document Fee | Upfront | $55 | — | Charging on Origination. If borrowing for a boat and trailer, multiple document fees may apply |
| Personal Establishment Fee | Upfront | $150 | — | Ultimate Home Loan Package |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · No deposit required
- · Loan Terms up to 7 years
- · Conditional pre-approval available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.