Queensland Country BankPersonal Loan-Boat Loan
Our Boat Loan allows you to purchase a new or used personal and trailerable watercraft up to five years of age.
At a glance
- Variable
- 7.49%8.29% comparison
- Upfront fee
- $150
- Monthly fee
- $5
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.49% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 24th lowest of 68, level with 3 others |
| Variable personal loanMoves with the lender's rates | 7.49% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 12th lowest of 45, level with 3 others |
Rates
Every rate Queensland Country Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableBoat Loan - for the purchase of new personal, trailerable watercraft. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. | P&I | - | - | 7.49% | 8.29% | - |
| VariableBoat Loan (near new) - for the purchase of personal, trailerable watercraft up to five years of age. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repaym… | P&I | - | - | 8.49% | 9.29% | - |
Fees
8 fees published, grouped by when they're charged.
- When you take it outUp to $1502 fees, each listed below
- While you hold it$5 a monthLoan Maintenance Fee
- When you close it or pay it offNo fee published
When you take it out2
- GSA Document Fee
Charging on Origination. If borrowing for a boat and trailer, multiple document fees may apply
$55 - Personal Establishment Fee
Ultimate Home Loan Package
$150
While you hold it1
- Loan Maintenance Fee
Ultimate Home Loan Package
$5 a month
When particular things happen4
- Arrears Letter Fee - Default Notice prior to Enforcement$70
- Arrears Letter Fee - Second Arrears Letter$40
- In Branch Redraw Fee
Redraw Fee Applies for Assisted Transactions
$8 - Online Redraw Fee
$0 Redraw Fee Applies for Online Transactions
No fee
Other fees1
- Other Credit Fees
Refer to our Fees and Charges brochure for information on other fees and charges which may apply.
Varies
Features
- No deposit required
- Loan Terms up to 7 years
- Conditional pre-approval available
Eligibility and limits
- Minimum age 18
- Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
- Available to individuals
Compare it with others
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.