ANZ
ANZ Fixed Rate Personal Loan
Get what you want with the certainty of fixed repayments
Personal loansBank updated 15 Sept 2026
At a glance
- Fixed
- 7.49% · 8.18% comparison
- Loan size
- $5,000 to $75,000
- Upfront fee
- $150
- Monthly fee
- $10
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page, contact us on 1800 801 485 or visit your nearest branch. T… | P&I | 7 yrs fixed | — | 7.49% | 8.18% | — |
| FixedFixed Rate Loan Maximum Rate Minimum 12 Month(s) Maximum 84 Month(s) Applied on Whole Balance The rate displayed is the maximum rate for the product. For information on the range of rates, please vis… | P&I | 7 yrs fixed | — | 21.99% | 22.56% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Late Payment Fee | Event | $20 | — | For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn't been paid for five days or more. It's also charged every subsequent 3… |
| Early Repayment Cost | Other | Varies | — | Early repayment cost is not a fixed value. It's dependant on lending amount and remaining fixed term. |
| Loan Administration Charge | Periodic | $10 | Every 1 mo | $10 per month, charged at the end of each quarter |
| Loan Approval Fee | Upfront | $150 | — | — |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactions
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Be an Australian citizen, permanent resident or have a valid visa
- · Minimum income $15,000
- · Amount $5,000 to $75,000
- · Sole / Joint applicant
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.