The Finance Algorithm
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Personal Loan

Personal Loan

Personal loansBank updated 30 July 2026

At a glance

Fixed
13.74%
Loan size
$5,000 to $25,000

How it compares

This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This personal loan: 13.74%Every other institution's lowest, 67 in all

Lowest advertised rate, fixed or variable, leaving out car loans. One dot per institution, at its lowest personal loan rate anyone can apply for; hover or tap a dot for its name.

RateThis personal loanBest anywhereTypical institutionWhere it sits
Personal loanLowest advertised rate, fixed or variable, leaving out car loans13.74%5.80%Plenti Personal Loan7.96%of 68 institutions66th lowest of 68
Fixed personal loanRepayments stay the same for the term13.74%5.80%Plenti Personal Loan7.96%of 42 institutions41st lowest of 42

Rates

The one rate MOVE Bank publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I7 yrs fixed-13.74%--

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • Default Notice Fee
    $50

Features

RedrawExtra repayments

Eligibility and limits

  • Minimum age 18
  • Available to individuals
  • Amount $5,000 to $25,000

Published by MoveBank under the Consumer Data Right, last changed by them on 30 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.