Goulburn Murray Credit Union Co-Operative LtdPersonal Loan - Secured
Personal Loan - Secured
At a glance
- Fixed
- 7.79%8.04% comparison
- Upfront fee
- $150
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.79% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 32nd lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 7.79% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 20th lowest of 42 |
Rates
The one rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | - | - | 7.79% | 8.04% | - |
Fees
10 fees published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN_ESTABLISHMENT_FEE$150
When you make a transaction3
- MORTGAGE_PREPARATION_FEE
Mortgage documents prepared by solicitor payable by member at cost
No fee - REGISTRATION_OF_MORTGAGE_FEE
Registration of mortgage payable by member at cost
No fee - VALUATION_FEE
Valuation fee payable by member at cost
No fee
When particular things happen6
- GMCU_TITLE_SEARCH_FEE$25.30
- GOODS_SECURITY_AGREEMENT_PREPARATION_FEE
charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
$30 - LOAN_DEFAULT_FEE-_FINAL_NOTICE$25
- LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER$15
- LOAN_DEFAULT_FEE$10
- LOAN_REDRAW_FEE_OTHER$25
Features
Eligibility and limits
- Minimum age 18
- Residency: Permanant residency is required
- Available to individuals
- Terms, conditions, lending eligibility and approval criteria apply.
Compare it with others
Put this product through a calculator
Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.