Goulburn Murray Credit Union Co-Operative Ltd
Personal Loan - Secured
Personal Loan - Secured
Personal loansBank updated 9 Apr 2026
At a glance
- Fixed
- 7.79% · 8.04% comparison
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | — | — | 7.79% | 8.04% | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| MORTGAGE_PREPARATION_FEE | Cash advance | No fee | — | Mortgage documents prepared by solicitor payable by member at cost |
| REGISTRATION_OF_MORTGAGE_FEE | Cash advance | No fee | — | Registration of mortgage payable by member at cost |
| VALUATION_FEE | Cash advance | No fee | — | Valuation fee payable by member at cost |
| GMCU_TITLE_SEARCH_FEE | Event | $25.30 | — | — |
| GOODS_SECURITY_AGREEMENT_PREPARATION_FEE | Event | $30 | — | charged if a Goods Security Agreement is required as security (e.g. over a vehicle) |
| LOAN_DEFAULT_FEE-_FINAL_NOTICE | Event | $25 | — | — |
| LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER | Event | $15 | — | — |
| LOAN_DEFAULT_FEE | Event | $10 | — | — |
| LOAN_REDRAW_FEE_OTHER | Event | $25 | — | — |
| PERSONAL_LOAN_ESTABLISHMENT_FEE | Upfront | $150 | — | — |
§ 03 — Features
Redraw
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Permanant residency is required
- · Available to individuals
- · Terms, conditions, lending eligibility and approval criteria apply.
§ 06 — Run the numbers
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Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.