Resimac Asset FinancePersonal Fixed Rate Auto Loan
Secured Consumer Auto Loan
At a glance
- Fixed
- 7.54%8.59% comparison
- Upfront fee
- $495
- Monthly fee
- $4.95
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.54% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 29th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 7.54% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 19th lowest of 42 |
Rates
The one rate Resimac Asset Finance publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedRates starting at 7.54% Comparison rate starting at 8.58% Subject to Eligibility Criteria. Comparison rates help you understand the true cost of a loan. The comparison rate is based on a loan of $30,… | P&I | 1 mo fixed | - | 7.54% | 8.59% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 20 Oct 2026 | Fixed, P&I, 1 mo fixed | 7.19% | 7.54% | up 0.35 |
Each change is logged the night it appears in the rates Resimac Asset Finance publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
- When you take it out$495Establishment Fee
- While you hold it$4.95 a monthMonthly Account Service Fee
- When you close it or pay it offNo fee published
When you take it out1
- Establishment Fee$495
While you hold it1
- Monthly Account Service Fee$4.95 a month
When particular things happen3
- Dishonour Fee$15
- Early Repayment Fee$140
- PPSR
PPSR fee for searching and registering PPSR. May vary depending on number of searches and number of registration.
$4.95
Features
None published.
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen or Permanent Australian Resident
- Available to individuals
- Minimum balance $6,000
- Secured vehicle must be insured with Resimac Asset Finance as an interested party
- Hold a valid drivers licence
- Minimum Term 12months
- Maximum Term 84months
- Subject to credit and eligibility criteria
Compare it with others
Put this product through a calculator
Published by Resimac Asset Finance under the Consumer Data Right, last changed by them on 19 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.