Central West Credit Union LtdSet-Off Loan
We want to help our members meet their goals, no matter what they are
Personal loansBank updated 15 Apr 2026
At a glance
- Variable
- 7.15%7.36% comparison
- Upfront fee
- $150
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.15% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 19th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 7.15% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 8th lowest of 45 |
Rates
The one rate Central West Credit Union Ltd publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableSecured by Set Off over Term Deposit held at CWCU | Investment, Interest only | - | - | 7.15% | 7.36% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN_ESTABLISHMENT_FEE
On establishment of loan
$150
Features
RedrawExtra repaymentsDigital banking
- Maximum term 7 years
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident only
Compare it with others
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Published by Central West CUL under the Consumer Data Right, last changed by them on 15 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.