Arab Bank Australia Ltd Prod
Personal Loan
A Personal Loan designed for customers to enjoy something they want or need now, if they currently don't have the savings or cash to make the purchase.
Personal loansBank updated 20 Aug 2026
At a glance
- Fixed
- 11.30% · 12.32% comparison
- Variable
- 17.65% · 18.60% comparison
- Loan size
- $5,000 to $50,000
- Upfront fee
- $600
- Monthly fee
- $24
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThe displayed fixed rate of 11.30% p.a. applies to secured personal loans. The Comparison Rate is based on a loan amount of $30,000 and is calculated over a term of 5 years based on monthly repayment… | P&I | 5 yrs fixed | — | 11.30% | 12.32% | — |
| FixedThe displayed fixed rate of 14% p.a. applies to unsecured personal loans. The Comparison Rate is based on a loan amount of $30,000 and is calculated over a term of 5 years based on monthly repayments… | P&I | 5 yrs fixed | — | 14.00% | 14.99% | — |
| VariableThe displayed variable rate of 17.65% p.a. applies to secured personal loans. | P&I | — | — | 17.65% | 18.60% | — |
| VariableThe displayed variable rate of 20.35% p.a. applies to unsecured personal loans. | P&I | — | — | 20.35% | 21.28% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Security Consent Fee | Event | $150 | — | Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents… |
| Arrears Letter Fee | Event | $35 | — | — |
| Deed Production Fee | Event | $60 | — | Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do… |
| Direct Debit Dishonour Fee | Event | $35 | — | Payable whenever a direct debit to the Customer’s loan account is dishonoured. |
| Tenanted Security Report Fee | Event | $100 | — | Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t… |
| Title Change Fee | Event | $100 | — | Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p… |
| Transfer Fee | Event | $300 | — | Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe… |
| Discharge of Security Fee | Exit | $250 | — | Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr… |
| Account Service Fee | Periodic | $24 | Every 1 mo | — |
| Search Fee | Transaction | $70 | — | Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t… |
| Application Fee | Upfront | $600 | — | — |
§ 03 — Features
Digital banking
- · Secured and unsecured options
- · • Fixed and variable interest rates available. Fixed rates offer the security of always knowing how much your repayments will be in advance, which makes it easy to manage your finances. • Loans avail…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $5,000 to $50,000
- · The following is subject to the Bank’s lending criteria: • New and existing customers. • Individuals who are 18 years of age or over. • Available only for private or domestic use and cannot be used f…
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.