RACQ Bank
Unsecured Personal Loan
RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.
Personal loansBank updated 9 July 2026
At a glance
- Variable
- 11.49% · 11.67% comparison
- Loan size
- $3,000 to $60,000
- Upfront fee
- $120
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAvailable for new lending only and not available for debt consolidation purposes. | P&I | — | — | 11.49% | 11.67% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Default Enforcement Expenses | Event | Varies | — | May apply if enforcement services are required as part of default administration. |
| Document Preparation Fee | Upfront | $120 | — | Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements. |
§ 03 — Features
Instant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian Resident
- · Available to individuals
- · Amount $3,000 to $60,000
§ 06 — Run the numbers
Put this product through a calculator
Published by RACQ Bank under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.