At a glance
- Variable
- 7.59%7.62% comparison
- Upfront fee
- $150
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.59% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 30th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 7.59% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 17th lowest of 45 |
Rates
The one rate bankWAW publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 7.59% | 7.62% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 12 Oct 2026 | Variable, P&I | 7.34% | 7.59% | up 0.25 |
Each change is logged the night it appears in the rates bankWAW publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
When you take it out2
- PERSONAL_LOAN_APPLICATION_FEE_PAYABLE_TO_ESTABLISH_ALL_PERSONAL_LOANS.$150
- PERSONAL_LOAN_TOP_UP_FEE$100
When particular things happen1
- BILL_OF_SALE_/_GOODS_MORTGAGE_____REGISTRATION_/_VARIATION
at cost
$25
Features
None published.
Eligibility and limits
- Minimum age 18
- Minimum balance $1,000
Compare it with others
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Published by bankWAW under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.