The Finance Algorithm
At a glance
Variable
11.59% · 12.63% comparison
Loan size
$3,000 to $30,000
Upfront fee
$149
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariablePersonal LoanP&I11.59%12.63%
VariablePersonal Loan <50% debt consolidationP&I11.59%12.63%
VariablePersonal Loan >= 50% debt consolidationP&I13.59%14.65%
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Establishment FeeUpfront$149Payable at settlement per loan
§ 03 — Features
RedrawDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Amount $3,000 to $30,000

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.