Alex.Bank
Secured Fixed Rate Personal Loan
Alex gets you a secured personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier.
Personal loansBank updated 22 Sept 2026
At a glance
- Fixed
- 8.49% · 8.91% comparison
- Loan size
- $10,000 to $100,000
- Upfront fee
- $295
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedAlex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 8.49% p.a. for borrowers with an outstanding c… | P&I | 7 yrs fixed | — | 8.49% | 8.91% | — |
| FixedAlex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 8.49% p.a. for borrowers with an outstanding c… | P&I | 7 yrs fixed | — | 8.49% | 8.91% | — |
| FixedAlex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 8.49% p.a. for borrowers with an outstanding c… | P&I | 7 yrs fixed | — | 8.49% | 8.91% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Repayment Fee | Event | No fee | — | — |
| Late Payment Fee | Event | No fee | — | — |
| Establishment fee | Upfront | $295 | — | — |
§ 03 — Features
- · No monthly or annual account keeping fees
- · You can make extra repayments or payout the loan in full early without any penalty
- · Pay weekly, fortnightly or monthly via direct debit
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be an Australian Citizen or Permanent Resident
- · Available to individuals
- · Amount $10,000 to $100,000
- · Maximum LVR 1.2%
§ 06 — Run the numbers
Put this product through a calculator
Published by Alex.Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.